Senior Manager, Commercial Adjudication
Job No:
152189
Location:
Trail, B.C., or Remote
- Build a satisfying career in an organization that puts its community and employees first!
- Receive a competitive salary of $96k-$121k, plus a generous benefits package!
- Be part of a talented and dedicated team that incorporates many leading-edge strategic initiatives!
About Kootenay Savings Credit Union
Located in the beautiful Kootenay region of Southeast British Columbia, Kootenay Savings Credit Union (KSCU) is a member-owned financial institution with over $1 billion in assets, 38,000 members, and over 200 employees. With Corporate Offices and Member Service Centre in Trail, Kootenay Savings delivers personal and commercial banking through eleven branches. At Kootenay Savings, our goals are to be professional in all aspects of service delivery and to be recognized by our members and the broader community as an organization that is values-driven. We're a community-minded credit union dedicated to improving the lives of our members, putting people before profits, and investing in our communities.
To learn more about us, please visit our website by clicking here.
About the Location
The City of Trail is situated on the Columbia River in the West Kootenay region of British Columbia. It is a special place with affordable real estate, outstanding recreational facilities, and an abundance of outdoor activities. Not only is this Kootenay town blessed with a central location, and a temperate climate, but you may be surprised to learn that Trail is also a hotbed for technology and research and development, with lots of room to grow.
Nestled in the natural beauty of the Selkirk and Monashee mountain ranges, next to the mighty Columbia River, the Greater Trail area offers year-round activities for the outdoor enthusiast from golfing to skiing, mountain biking, kayaking, fishing, hiking, and much more. Amenities include the region’s largest hospital, Selkirk College, and an aquatic and leisure centre, all surrounded by inviting neighbouring communities. Affordable, safe, and volunteer-oriented communities provide all the modern technology and amenities to keep you connected. Here you will find outstanding opportunities for living life well and to its fullest.
About the Opportunity
We currently have an exciting opportunity for a Senior Manager, Commercial Adjudication to join our team on a full-time basis in Trail, B.C. A fully remote option may also be considered for the right candidate.
The Senior Manager, Commercial Adjudication reports to the Senior Manager, Credit, and is responsible for the day-to-day operational management of the credit union’s commercial lending portfolio, commercial adjudication, retail and commercial administration in a manner that supports operational efficiency and ensures compliance with regulatory and organizational practices, policies, procedures, and risk framework.
More specifically, your responsibilities include, but are not limited to:
- Working with the senior leadership team and being responsible for the planning, development, and implementation of policies, programs, and strategies in support of commercial lending functions and credit support lending administration
- Providing operational management of compliance with enterprise risk management (ERM) policies and practices, and maintenance of lending operations, risk, administrative practices, policies, and procedures
- Providing managerial and administrative control of the commercial lending portfolio, adjudication, retail, and commercial credit support administration
- Being accountable for providing managerial direction and leadership to the centralized management team to achieve established organizational performance goals
- Being accountable for operational oversight of commercial annual reviews and renewals of credit facilities in the commercial credit portfolio
- Providing managerial oversight of the commercial credit collection function and being accountable for identifying areas of potential risk and initiating actions to mitigate potential losses within established controls
- Managing the development and dissemination of information concerning lending practices, policies, and procedures throughout the organization and ensuring that deviations from proper practices are corrected
- Building the team’s understanding of member needs and ensuring there is a focus on providing seamless member experiences across multiple channels and lines of business
- Acting as a project lead, as well as supporting the execution of a variety of cross-functional strategic projects
About You
In order to qualify for this role, you will need a minimum of 10 years of progressive leadership experience in the financial services industry with a focus on commercial credit execution, oversight, adjudication, underwriting, and credit design, along with completion of a Bachelor’s Degree or an equivalent designation.
As our ideal candidate, you possess advanced knowledge of commercial credit underwriting policies and procedures, credit risk management policies, portfolio quality oversight, and compliance with regulatory requirements, as well as advanced knowledge and skills in policy and procedure administration, internal controls, and auditing systems. Additionally, you are computer savvy with the ability to maximize efficiencies through technology. Moreover, the ability to thrive in a fast-paced environment while navigating the changing landscape of credit risk management will ensure your success in this role.
Above all, you are a leader who thinks strategically, who can plan for today while envisioning future opportunities, and work across groups and organizations to create the best solutions that benefit members and our communities.
About the Benefits
As a valued employee of KSCU, you will be awarded a highly competitive salary of $96k-$121k, based on skills and experience, along with a generous benefits package, including:
- Defined benefit pension plan
- Extended health, dental and vision coverage
- Health spending account
- Confidential employee and family assistance program
- Paid vacation, sick time, and floating holidays
- AD&D and life insurance
- Short and long-term disability
- Educational assistance and tuition reimbursement
- Ongoing training, development, and coaching
- Unique staff benefits on products such as bank accounts, loans & mortgages
- Career growth and advancement opportunities
- Relocation assistance will be considered
- The opportunity to be part of an organization that puts its community and employees first
- And much more!
If you are a team player ready to take on an exciting challenge in a progressive, employee-focused environment, we’d like to hear from you - Apply Today!